Every year from mid-November to mid-December all federal health insurance plans offer an open enrollment, also known as open season. This open season gives Americans enrolled in these insurance plans a chance to make changes to their annual contracted coverage.
This year’s open season will run from Nov. 14 – Dec. 13, 2022.
During open season military retirees, active duty family members and those enrolled in Tricare Reserve Select may purchase or make changes to their dental and vision insurance, with the Federal Employee Vision Insurance Program (FEDVIP).
FEDVIP allows military retirees to purchase dental coverage as well as gives active-duty families and those enrolled in Tricare Reserve Select an opportunity to purchase vision coverage.
Tricare also offers an open season during the same time frame, where those covered by the military’s insurance plan are eligible to change their coverage.
See: Tricare Open Season
Outside of open season, you can only make health insurance changes if you experience a Qualifying Life Event such as moving to a new area or changing your number of dependents.
Coming In 2023
In 2023, FEDVIP enrollees will see only a slight increase in premiums for dental and vision insurance over the current year’s rates.
Most plans will see an average increase of 1.1%, meaning that premiums will go up by less than $1 a month.
In the upcoming year military families and retirees will be able to choose from between at least 12 dental and five vision insurance options, depending on their location
Most plans have different reimbursement levels; as well as coverage options available for single, married with one dependent or family coverage levels.
If you’re currently enrolled in a FEDVIP plan and don’t want to make any changes to your coverage, there is nothing you need to do to remain in your current plan. Your coverage will remain the same in the upcoming year.
You can compare available plans on the Federal Employee Benefit portal, BENEFEDS.
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